Pet Insurance
Pet insurance offers you the security of knowing that you can do the best you can for you pet without the burden of financial considerations. And we all know that a healthy pet takes more walks, warms more laps and shares more love. That's why you'll want to offer your pet a lifetime of health and happiness.
Each year we find more of our clients are choosing to take out pet health insurance to help cover the cost of treating their pets during accident or illness. The cost of pet care, thanks to better diagnostic tools and treatment options and the emotional attachment of owners to their pets has increased greatly over the last 25 years creating a growing need for this relatively new form of insurance.
An important part of the family, pets often unfortunately and unexpectedly become ill or suffer an accident. Statistics show that one out of three pets will need emergency treatment every year, and two out of three experience at least one major health crisis in their lifetimes. Not only is insurance cover available for instances such as these, but also for routine and preventative care such as vaccinations and dental work.
How does pet insurance work?
In many ways, pet insurance plans aren't much different from what's available for humans. Premiums are paid by the month and depend on the choice of excess and treatment cover. Most cover accident and/or illness, and some have preventive medicine options available as well. They all have a per condition excess and exclusions for certain pre-existing conditions, but many will cover hereditary and congenital defects provided symptoms or clinical signs were not present prior to commencing the cover.
Once your pet has received treatment and you are ready to lodge a claim, our vets are more than happy to complete the claim form detailing treatment and medications provided and a duplicate receipt if needed.
We have a number of brochures for pet insurance available for your consideration and can also advise that some of the larger insurance companies such as GIO and Medibank offer pet insurance in conjunction with your current policies. Please ask our staff for more information including a comparison of policies and always be sure to read the fine print.